Cash stuck in receivables
Payments delayed by 30-90 days leave working capital trapped in unpaid invoices.
Fintech platform for Indian businesses
Get Paid Instantly on Your Invoices
Turn unpaid invoices into working capital in seconds. InvoiceIQ combines invoicing, instant financing, AI risk checks, and cash flow intelligence in one GST-native platform.
50-90% instant advance
GST-ready workflows
No paperwork onboarding
Live funding offer
Invoice #IQ-2048
Get ₹50,000 instantly
Based on invoice value, buyer credibility, and payment history.
Invoice Value
₹72,000
Advance Rate
69%
Expected Fee
1.2%
Risk Score
Low
Outstanding
₹8.4L
Collected
₹5.1L
Predicted Runway
84 days
Built for MSMEs who cannot wait 30-90 days to get paid
Embedded finance inside invoicing, not a separate workflow
AI decisioning for fast funding and lower friction
The problem
Late payments kill cash flow before the business can grow
Most small businesses do the work now and get paid weeks later. That gap creates pressure across payroll, vendors, inventory, and day-to-day operations.
Operations under stress
Salaries, vendors, and inventory still need to be paid even when customers are late.
Manual chaos
Teams juggle spreadsheets, reminders, invoice follow-ups, and disconnected finance tools.
No visibility
Without live cash flow intelligence, businesses react late and miss growth opportunities.
The solution
Create. Finance. Get paid.
InvoiceIQ brings invoice creation, financing, collection, and forecasting into one system so businesses can stop waiting and start operating with confidence.
01
Create invoice
Send professional GST-ready invoices, manage clients, and automate reminders from a single workflow.
02
Instant risk analysis
InvoiceIQ scores the business, invoice, and buyer in real-time to determine funding eligibility immediately.
03
Unlock capital
Businesses click one button to receive an advance while their customer pays later on the normal timeline.
How it works
From signup to funding in one connected workflow
InvoiceIQ guides businesses through onboarding, invoicing, and repayment with a simple product flow that keeps cash moving.
Sign up
Open an account and get into the platform quickly.
Create business profile
Add GST, company details, and operating information.
Choose plan
Select FREE, PLUS, or PRO based on your needs.
Create clients and invoices
Set up buyers, issue invoices, and track receivables.
Get funded and repay
Eligible invoices are funded within 24 hours with 15-45 day repayment windows.
Core features
Everything teams need to turn invoices into a growth engine
Smart invoicing
Create invoices, add clients, use templates, and validate GST details without juggling multiple systems.
Instant funding
Offer 50-90% upfront against unpaid invoices with transparent fee calculation and repayment tracking.
AI risk engine
Score buyers, detect fraud patterns, and evaluate payment behavior to enable fast decisions.
Cash flow dashboard
Monitor paid and unpaid invoices, funding usage, runway, and future cash flow in one place.
Payments and reminders
Track UPI, card, and bank payments while automating due alerts and collections reminders.
Tax and compliance
Stay India-focused with GST calculations, invoice validation, and timely compliance nudges.
Built for trust
Fast payouts need strong controls behind the scenes
Secure by design
Protect sensitive business and invoice data with secure workflows, auditability, and controlled access.
Compliant operations
India-first GST support and finance-grade process design help teams stay accurate as they scale.
Fast payouts
Real-time scoring and embedded actions reduce friction from invoice issuance to funding.
Product vision
Building the operating system for SME finance
Today, InvoiceIQ helps businesses invoice smarter and unlock cash faster. Tomorrow, it expands into inventory, credit lines, business banking, and an AI CFO that helps operators make better decisions every day.
Stop waiting. Start growing.
Your invoices. Your cash. Instantly.
Give your business the liquidity, automation, and visibility it needs to move faster.